Privacy Policy

Last updated: 25 August 2020

Chief Financial Mom respects your privacy

It is our policy to respect your privacy regarding any information we may collect while visiting or operating our website, and to use responsible practices in the collection, maintenance and use of your personal information.

When you use our website, you are accepting the terms and conditions of this Privacy Policy, and we will have the right to use your information as described in this Privacy Policy. If you do not agree to have your information used in any of the ways described in this Privacy Policy, you must discontinue use of this website.

Who we are

Our website address (‘site’) is:

Non-personally-identifying information

Like most website operators, we collect non-personally-identifying information of the sort that web browsers and servers typically make available, such as the browser type, language preference, referring site, and the date and time of each visitor request. We may store information about the type of browser you are using, your Internet Protocol (“IP”) address, and the referring site. Our purpose in collecting non-personally identifying information is to better understand how our visitors use the website. From time to time, we may release non-personally-identifying information in the aggregate, e.g., by publishing a report on trends in the usage of our website.

What personal data we collect and why we collect it

Contact form and Newsletter sign-up form

Any information you submit to us via the contact form will be retained indefinitely by the site owner and the site administrators, including your full name, email address, phone number (if provided), your message and all content thereof, the time and date of your message, your computer’s IP address, and your browser type. This information is retained for customer service purposes and to assist in improving the website’s performance. It is not used for marketing purposes.

If you have supplied your name and email address to us via the newsletter sign-up form, we will occasionally send you an email to tell you about new blog posts, solicit your feedback, introduce you to helpful financial resources, or just keep you up to date with what’s going on at Chief Financial Mom. We may also send you emails for marketing purposes. We do not sell or rent your information to third-parties. We retain your name and email address indefinitely until such time as you unsubscribe from the newsletter. You may unsubscribe at any time by clicking the Unsubscribe link at the bottom of any of the emails.


If you upload images to the website, you should avoid uploading images with embedded location data (EXIF GPS) included. Visitors to the website can download and extract any location data from images on the website.

Cookies uses cookies (a string of information that a website stores on a visitor’s computer, and that the visitor’s browser provides to the website each time the visitor returns), Web beacons (an electronic file placed on a website that monitors usage), and other similar technologies to improve the quality of its websites and to better target and analyze consumer behavior with the goal of providing better and more relevant advertising. Additionally, some of our third-party service providers may use their own cookies and Web beacons in connection with the services they perform on our behalf. By using this site, you are agreeing to our use of cookies. If you do not wish to have cookies placed on your computer, you should set your browser to refuse cookies before using our website, with the drawback that certain features of our website may not function properly without the aid of cookies, or you should leave the website altogether.

Note that is based on computer servers located in the United States. Your Personally Identifiable Information will be used and stored in the United States, where data protection and privacy regulations may differ from the level of protection as in other parts of the world, such as in Mexico, Canada, and the European Union.

If you have an account with and log into this site, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.

When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select “Remember Me”, your login will persist for two weeks. If you log out of your account, the login cookies will be removed.

Third-party plugins and advertisers used by this site may utilize cookies. For details, see their respective sections of this Privacy Policy.

Embedded content from other websites

Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if you had visited the other website, which we do not control from our website.

These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.

Third-party services

Google Analytics

We use a tool called “Google Analytics” to collect information about use of this site. Google Analytics collects information such as how often users visit this site, what pages they visit when they do so, and what other sites they used prior to coming to this site. We use the information we get from Google Analytics only to improve this site. Google Analytics collects only the IP address assigned to you on the date you visit this site, rather than your name or other identifying information. We do not combine the information collected through the use of Google Analytics with personally identifiable information. Although Google Analytics plants a permanent cookie on your web browser to identify you as a unique user the next time you visit this site, the cookie cannot be used by anyone but Google. Google’s ability to use and share information collected by Google Analytics about your visits to this site is restricted by the Google Analytics Terms of Use and the Google Privacy Policy. You can prevent Google Analytics from recognizing you on return visits to this site by disabling cookies on your browser or by installing the Google Analytics Opt-Out Browser Add-On.

Google reCAPTCHA

Our website utilizes Google’s reCAPTCHA service in order to prevent spam and abuse on our website. With this service, we can differentiate between information that has been entered into a form by a human and information that has been entered by an automated machine. The use of automated information entry constitutes misuse of our website. We control neither the information collected by Google nor the use of that information by Google in association with reCAPTCHA. To the best of our knowledge, the referrer URL, the IP address, the behavior of website visitors, information about the operating system, browser and length of the visit, cookies, display instructions and scripts, the inputting behavior of the user as well as the mouse movements in the reCAPTCHA checkbox area are or may be transmitted to Google to assist with determining whether a visitor is a human or an automated machine. Additional information about Google reCAPTCHA and Google’s privacy policy can be found at:

Facebook Comments

We utilize a third-party Facebook Comments plugin to allow you the convenience and security of leaving comments on our website using your Facebook account profile. This plugin may collect your IP address and your web browser User Agent. It may store and retrieve cookies on your browser, monitor your interaction with the commenting interface, including correlating your Facebook account with whatever action you take within the interface (such as “liking” someone’s comment, replying to other comments, etc), and embed additional tracking. Additionally, we send the Facebook Comments you post to website administrators and blog authors via automated email for purposes of notification and customer service record-keeping. For more information about how Facebook may use this data, please see Facebook’s data privacy policy at:

All comments submitted to our site are subject to our Comments Policy.

Email Autoresponder

We utilize a third-party email autoresponder service to quickly and easily send emails to all individuals who have subscribed to our newsletter. If you subscribe to our newsletter, your information is shared with and stored by that third-party service provider and is also subject to and protected by their privacy policy. This sharing of your information is for the sole purpose of allowing us to manage and maintain our newsletter and is not used by the third-party service provider in any other capacity. You may unsubscribe from our newsletter at any time by clicking the Unsubscribe link found at the bottom of any of the newsletter emails.


Ads appearing on our website may be delivered to users by advertising partners, who may set cookies. These cookies allow the ad server to recognize your computer each time they send you an online advertisement to compile information about you or others who use your computer. This information allows ad networks to, among other things, deliver targeted advertisements that they believe will be of most interest to you. This Privacy Policy covers the use of cookies by and does not cover the use of cookies by any advertisers or other service providers.

Google Adsense
Some of the ads on are served by Google. Third party vendors, including Google, use cookies to serve ads based on a user’s prior visits to this and other websites. Google’s use of advertising cookies enables it and its partners to serve ads to you based on your visit to this site and/or other sites on the Internet. You may opt out of personalized advertising by visiting Google’s Ads Settings ( You may also opt out of a third-party vendor’s use of cookies for personalized advertising by visiting To learn more about the types of cookies Google uses, how Google uses them, how you can manage cookies in your browser, and how to opt out of ads served by Google, visit:

Children’s Privacy

This website is intended for use by a general audience and does not offer services to children. We do not knowingly collect personally-identifiable information from children. Should anyone who we discover to be under 18 years old send personal information to us, we will use that information only to respond to that child to inform him or her that they cannot use this website, after which we will destroy their personal information.


We implement as many commercially reasonable security measures as is possible that lie within our power and financial resources in order to reduce the risk of unauthorized access, use, alteration, or destruction of personally-identifying information, including the use of an SSL secured communications channel that is encrypted and protected with digital signatures, as well as one or more security plugin(s) that are regularly updated to protect against the latest known threats. However, we cannot and do not guarantee that these measures will be sufficient to protect against all efforts to gain unauthorized access to your information. Furthermore, we cannot be held responsible for the security measures used by third-parties with whom we share you data, as we do not have control over their security measures.

Who we share your data with

Data collected by this site is not sold or rented to third-parties, including advertisers.

If you subscribe to our newsletter through the newsletter sign-up form, your name and email address is shared with and stored by our third-party email autoresponder service. This sharing is for the sole purpose of allowing us to manage and maintain our newsletter and is not used by the third-party service in any other capacity.

If requested by law enforcement or if the owners/operators of this site deem it necessary to share information collected by this site about your activity on this site with law enforcement for any reason, to include assistance in the prevention of a crime or other criminal activity, or to protect our own assets, this site reserves the right to do so at its sole discretion.

How long we retain your data

If you leave a comment on a blog post, the comment and its metadata are retained indefinitely.

If you contact us through our contact form, all information you provide us through the contact form, as well as your IP address and browser information, is retained indefinitely.

If you sign up for our newsletter, all information you provide us in the newsletter sign-up form, as well as your IP address and browser information, is retained indefinitely until such time as you unsubscribe from the newsletter.

If you register and create a user profile on our site, we also store the personal information you provide in your user profile. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information. That information is retained indefinitely until such time as you edit or delete your information.

All other non-personally-identifying and personally-identifying information collected by this site is retained indefinitely at our sole discretion and in compliance with the other parts of this Privacy Policy unless or until you request it be removed and so long as the request conforms to the terms of this Privacy Policy.

What rights you have over your data

You always have the right to refuse to supply personally-identifying information, with the caveat that it may prevent you from engaging in certain activities on this website.

If you have an account on this site, or have left comments, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us.

You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes. To submit such a request, contact us via the information provided in the Contact section below.

Where we send your data

Visitor comments may be checked through an automated spam detection service.

If you subscribe to our newsletter through the newsletter sign-up form, your name and email address is shared with and stored by our third-party email autoresponder service. This sharing is for the sole purpose of allowing us to manage and maintain our newsletter and is not used by the third-party service in any other capacity.

Privacy policy changes

We change this Privacy Policy from time to time at our sole discretion and to keep up with ever-evolving privacy laws. We encourage visitors to check this page frequently for any changes. Your continued use of this site after any change to this Privacy Policy constitutes your acceptance of such change.


If you have any questions about this Privacy Policy, the practices of this site, or your dealings with this site, you may contact us at: or