From one mom to another: I know there are a million and one blogs that claim to help moms with financial planning, but really behind the scenes, they simply teach budgeting and couponing. This isn’t all bad because cash flow (which both categories fall into) is the basis for a financial plan, but there is so much more. Think of all the money questions you have…

  • When do we buy a home?
  • Do I need life insurance as a stay at home mom?
  • What will we retire on?
  • How do investments work?
  • What happens if…?

These questions are at the heart of financial planning. Financial planning is much more than just creating a budget and sticking with it. It helps you answer questions like:

  • When and how to start saving for your kid’s college education
  • How to save on taxes
  • What diversification is and how to accomplish it within a portfolio
  • What life goals you have and how you want to accomplish them
  • How to communicate about money with your spouse/loved one without fighting, arguing, or getting upset
  • When should I start saving for retirement and how do I know how much

This is true financial planning. It takes things to the next level and digs deeper to not only save on groceries today but put your kids through school tomorrow and ultimately retire comfortably. And that’s why we are here.

When I was in college, I can remember asking my dad how he learned about investments, taxes, and insurance. He stated, “Honey, it’s called the school of hard knocks”, and it’s true: that’s how most of us learned about money…for better or for worse. Well, it’s time to change that. Although experience can play a role, it shouldn’t be the determining factor of how we learn about money. I knew that I didn’t want to go to the school of hard knocks and I don’t want you to go there either.

So join me while I share what I’ve learned after being a part of this world called financial planning for almost two decades. I’ll share with you research-based strategies and practices that can help simplify your life, improve your relationships, and get you on a strong financial footing for the road ahead.

Thanks for stopping by and come back often for more ways to learn about and do real financial planning.

Mary