With the start of a new year, there’s always excitement about the possibilities of what the year can bring. It’s a fresh start; a chance to try again. We make all kinds of goals and for many of us, we’ve quit them by February! But what I’m talking about today is…
Many people know what a budget is but, just like a diet, many of us don’t want to do it. So let me tell you about a spending plan instead. It doesn’t restrict your spending, but instead, it helps you plan where you want your money to go and track where your money went…
So Faith did a great job last week of discussing what an Emergency Fund is and why you need it. But there are so many other things that aren’t necessarily monthly that would normally go in your spending plan or budget, but neither are they a catastrophic emergency…
